Looking for a piece of the American dream? Just hold on--before you buy that new house, you’ll need to know all about mortgages! In this BrainPOP movie, you’ll follow Moby as he figures out his mortgage. You’ll learn the basics of lending, and how mortgages differ from other kinds of loans. Tim will teach you a bit of mortgage lingo, too, like “collateral,” “default,” “principal,” “down payment,” and “interest.” You’ll find out how the mortgage’s term affects the amount you pay each month, and what happens if you can’t make your payments. Whether you have your eye on a cozy cottage or a mega-mansion, watch this movie before you sign on dotted line!